Loan Options
Florida Hard Money Loan Programs For You
Fast, asset-based financing for real estate investors across Florida. Explore our loan programs, see what each is best for, and learn how to qualify and close quickly.
Purchase Loans
Move fast on acquisitions without bank delays. Our asset-based purchase loans let you lock the deal, show strong proof of funds, and close in days, then refi to DSCR or sell when your plan is ready.
Refinance & Cash-Out Loans
Unlock equity, lower carrying costs, or extend runway, without bank red tape. Our asset-based refi lets you replace expensive debt or pull cash for renovations, new acquisitions, or working capital. Close in days.
Bridge Loans
Cover timing gaps and seize opportunities, without waiting on bank approvals. Use short-term, interest-only capital to acquire, season, or reposition a property, then refinance to DSCR or sell on your schedule. Fast decisions, clear terms, and closing within days.
Fix & Flip Loans
Finance the purchase and renovation in one streamlined loan. We align draw releases to your scope so crews stay moving, inspections are quick, and funds arrive on time—helping you hit budget and timeline, then exit with a sale or DSCR refi.
Loan Structures
- LOAN AMOUNT: $100K Minimum Loan Amount
- LTV: Up to 65% of the properties value
- TERM: 1 – 3 Years
- RATE (APR): 10.00% – 12.00%
- CLOSING: In as little as a few days
- AMORTIZATION: Interest only